Collision Repair Myths

The Truth About Five Automotive Repair Myths

If you’ve ever had to deal with a collision repair after an accident, you know how frustrating, scary and indeed expensive it can be to get everything fixed. It’s easy to get caught up in the myths of collision repair, so arm yourself with the knowledge you need to simplify the process and be prepared. Here we will uncover some collision repair myths so you can better understand the truth, and get your car back on the road as quickly as possible.

Myth #1: You must take your car to the repair shop your insurance company recommends

Your insurance company may suggest a place or two but they can’t legally require you to use a specific repair shop. You have the right to choose where you want to take your car. If your insurance company tells you otherwise, this is known as steering and it’s an illegal tactic.

Myth #2 Only the dealership can repair your car

The dealership can certainly fix your car, but they’re not the only ones that can. In fact, they are probably the most expensive option you have. You’re best off taking it to your local trusted collision repair shop, with mechanics who can repair your vehicle just as well as the dealer for less money and in less time. Also, dealerships may try to sell you on unnecessary work, whereas if you take it to a mechanic you trust, you know they’ll just fix the issue in question and that’s it.

Myth #3: Your insurance company will cover the cost of every repair in full

Truth is, your insurance company may not cover all of your repairs. They may cover some but not all, but this depends on your individual insurance policy. If you have collision coverage in your policy, this is where you’ll find the specifics of your coverage. Not sure what it all means? Call your insurance agent and find out.

Myth #4: You must get three estimates before your insurance company will agree to pay

One estimate should be plenty. However, it may be in your best interest to shop around for the right collision repair shop before committing. That’s the only case where multiple estimates make sense. Your insurance company will perform its own estimate once you have chosen a shop.

Myth #5: The insurance company’s estimate is always right and they won’t shell out any more than that

If your insurance company thinks an estimate is too high, they may negotiate with the repair shop. The goal is to get a safe, affordable repair. In the end, the insurance company is required to pay out for your collision repair according to your specific policy.

Contact Hance’s Uptown Collision Center

To learn more about our collision repair process, contact us today.



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